Topic: Wisconsin Consumer Act
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DFI: Wisconsin Consumer Act – Deferral Fees in Simple Interest Transactions (7/08/1998) Interpretive Opinions Issued by DFI
Deferral Charges – When a creditor agrees to allow a borrower to skip a payment the creditor may or may not be able to assess a deferral charge depending on […]
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Wis. Admin. Code: DFI-WCA 1
Wisconsin Consumer Act Note: Chapter DFI-Bkg 80 as it existed on July 31, 2007, was renumbered to Ch. DFI-WCA 1 under s. 13.93 (2m) (b) 1., Stats., Register July 2007 […]
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DFI: Wisconsin Consumer Act – Expedited Payment Processing Fees (9/06/2007) Interpretive Opinions Issued by DFI
***** Federally-chartered banks have increasingly been offering, usually for a fee, “expedited payment service” to their customers. Customers may request this service on a voluntary basis as an alternative to […]
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B076 Reg. Z: Financing Credit Insurance
This release applies to all credit unions, both state and federal. It describes Truth in Lending regulations (Reg. Z) that prohibit lenders from financing any premiums or fees for credit […]
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B075 Reg. X & Reg. Z: Mortgage Servicing Rule
This release applies to all credit unions, both state and federal. It describes nine federal Mortgage Servicing Rule – regulations issued by the Consumer Financial Protection Bureau (CFPB) that address […]
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B066 Self-help Repossession of Motor Vehicles
This release describes Wisconsin Consumer Act provisions that allow credit unions to repossess motor vehicles from consumers who are in default, without necessarily having to get a judgment first.
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B055 Wisconsin Consumer Act Registration
This release applies to all credit unions, state and federal. The Wisconsin Consumer Act requires consumer lenders to register with the Department of Financial Institutions (DFI). A fee, based on […]
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B053 Real Estate Mortgage Lending
This release describes the requirements of Wis. Admin. Code Ch. DFI-CU 54 (effective November 1, 1997), with cross-references to other regulations. Although federal credit unions are not subject to the […]
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B049 Interlocking Loans
This release describes the Wisconsin Consumer Act interlocking loan law. For the sake of simplicity, this release only refers to dealers. Auto dealers are the sellers or lessors credit unions […]