Topic: Wisconsin Consumer Act
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B010 Open-End Credit Application Disclosure
This release explains a disclosure which must be included in all Wisconsin Consumer Act open-end credit applications, except for credit card applications. E
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B007 Credit Practices Rule
This release describes the Credit Practices Rule as it affects state and federal credit unions, relating to late fees, wage assignments, cosigners, prohibited security interests, etc. It includes discussion of […]
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B005 Wisconsin’s Marital Property Act
This release is an introduction to the Wisconsin Marital Property Act (“MPA”), focusing on credit-granting and collections issues. Parts of this release are based on a 1998 information memorandum prepared […]
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B002 Variable Rate Adjustment Notices
This release helps the credit union determine the timing and content requirements for various loan programs.
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B001 Scope of Lending Laws
This release summarizes the scopes of the major Wisconsin consumer credit laws and Federal Truth In Lending (Regulation Z).
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Wis. Stats: 423 WCA – Consumer Approval Transactions and Other Consumer Rights
SUBCHAPTER I – GENERAL PROVISIONS 423.101 Short title. 423.102 Scope. SUBCHAPTER II – RIGHT TO CANCEL 423.201 Definition. 423.202 Right to cancel: manner of […]
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0110 Consumer Approval Transactions
This release applies to all Wisconsin credit unions. Whenever a consumer loan is closed somewhere other than the credit union’s regular place of business, the transaction must be reviewed to […]
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Wis. Stats: 422 WCA – Consumer Credit Transactions
Click on the link to see a detailed listing of the provisions of this law relating to – SUBCHAPTER I – GENERAL PROVISIONS, SUBCHAPTER II – MAXIMUM CHARGES, SUBCHAPTER III […]
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Wis. Stats: 421.210 WCA – Agricultural credit transactions.
(1) Permissible finance charges and fees. With respect to a credit transaction that it is primarily for an agricultural purpose, a creditor may not charge, collect or receive […]
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Wis. Stats: 421.202(10) WCA – Exclusions
* * * * * 421.202(10) Transactions that are primarily for an agricultural purpose, except that this subsection does not exclude transactions that are primarily for an agricultural purpose from […]