Topic: Credit Cards
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VISA: Verified by VISA
Visa protects one’s Visa card online with a personal password.
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DFI: Wisconsin Consumer Act
421 Consumer Credit – General Provisions and Definitions 422 Consumer Credit Transactions 423 Consumer Approval Transactions and Other Consumer Rights 424 Consumer Transactions – Insurance 425 Consumer Transactions – Remedies […]
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CFPB: 12 CFR 1026.51 to .60
Truth in Lending (Reg. Z) Subpart G—Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College Students 1026.51 Ability to Pay. 1026.52 Limitations on fees. 1026.53 Allocation […]
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B004 Fair Credit & Charge Card Disclosure Act
This release describes the amendments to Truth in Lending (TIL) that implement the Fair Credit and Charge Card Disclosure Act of 1988.
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CFPB: 12 CFR 1026
Truth in Lending (Reg. Z). Appendices, model forms, and commentary are included in the link to the last section of the regulation: Subpart A – General. Subpart B – Open-end […]
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TruStage: Loss Prevention Library
User ID and password required. This library has resources on robbery and burglary, plastic card fraud, payment fraud, workers, safety, disaster planning, etc.
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B055 Wisconsin Consumer Act Registration
This release applies to all credit unions, state and federal. The Wisconsin Consumer Act requires consumer lenders to register with the Department of Financial Institutions (DFI). A fee, based on […]
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B041 Reg. B – Equal Credit Opportunity
This release describes the federal nondiscrimination law that applies to both consumer and business loans. This release provides a general overview of Reg. B. General Rules (§ 202.4) Taking the […]
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B031 Right to Cure Default
This release explains the credit union’s responsibility to provide proper notice of the member’s 15-day right to cure default before taking certain collection actions on Wisconsin Consumer Act (WCA) loans. […]