Topic: Credit Cards
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Wis. Admin. Code: DFI-WCA 1.351
Wisconsin Consumer Act 1.351 Customer liability; open-end credit. In order to obligate a person for an obligation arising out of an open-end credit plan, the merchant must pursuant to s. 422.305, […]
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CFPB: 12 CFR 1026.5 to .16
Truth in Lending (Reg. Z) Subpart B—Open-End Credit 1026.5 General disclosure requirements. 1026.6 Account-opening disclosures. 1026.7 Periodic statement. 1026.8 Identifying transactions on periodic statements. 1026.9 […]
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Wis. Stats: 425.103 WCA – Consumer Transactions – Remedies and Penalties
425.103 Accrual of cause of action; “default.” (1) Notwithstanding any term or agreement to the contrary, no cause of action with respect to the obligation of a customer in a […]
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Wis. Stats: 422.202 WCA – Consumer Credit Transactions as regarding Additional Charges
422.202 Additional charges.
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Wis. Stats: 422.306 WCA – Consumer Credit Transactions as regarding Receipts; accounting; evidence of payment
422.306 Receipts; accounting; evidence of payment
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Wis. Stats: 422.415 WCA – Consumer Credit Transactions as regarding Changes in open-end credit terms
422.415 Changes in open-end credit terms.
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Wis. Stats: 422.422 WCA – Consumer Credit Transactions as regarding Cash discounts.
422.422 Cash discounts.
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#82077 – Explanation of Personal Obligation (Open-end) (Rev. 7/23)
Use for: Open-end Wisconsin Consumer Act and Chapter 428 real estate loans with a cosigner or guarantor. Revised 7/23. Revised by fixing a typo in paragraph (a). The fillable fields […]
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#82040 – Notice of Right to Cure Default (Rev. 8/05)
Use for: Collections. Required before commencing legal action for collection on most Wisconsin Consumer Act credit transactions. See ii Release No. B031 for more information about Right to Cure Default. Revised 8/05.
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#82040 – Notice of Right to Cure Default (Rev. 8/05)
Use for: Collections. Required before commencing legal action for collection on most Wisconsin Consumer Act credit transactions. See ii Release No. B031 for more information about Right to Cure Default. Revised 8/05.