Topic: Reg. Z – Truth in Lending
-
B068 Reg. Z – Higher-Priced Mortgage Loans
This release applies to all credit unions, both state and federal. It describes Truth in Lending restrictions on certain “higher-priced mortgage loans.”
-
B064 R.E.A.P. & Home Equity Lines of Credit
This release provides guidance on setting up and administering a HELOC program, such as The League’s R.E.A.P.® program. Exhibits: Exhibit A – Wisconsin HELOC Documentation Checklist Exhibit B – Instructions […]
-
B062 Reg. Z: Home Ownership & Equity Protection Act (HOEPA) Rule
This release describes the Federal Reserve’s requirements for credit unions offering “high-cost” or “high-fee” mortgage loans subject to the Home Ownership and Equity Protection Act (HOEPA) rules in Reg. Z. […]
-
B046 Consumer Kwik-Cash Loans
The following release is a step-by-step explanation of how to do Kwik-Cash loans using the consumer Kwik- Cash loan agreement (#82033) available through The League Supply Department. EXHIBIT A – […]
-
B042 Reg. Z – Closed-End Credit Disclosures
This release describes the items to be included in Truth in Lending disclosures given before consummation of a closed-end loan. League Supply’s closed-end Truth in Lending forms are designed to […]
-
B036 Reg. Z – Right of Rescission
This release provides the details about the right of rescission, more commonly known as the Right to Cancel, and a description of how to use The League’s Notice of Right […]
-
B035 Single Payment Loans
This release explains the customary use of closed-end single payment loans and the special compliance requirements that apply. The league no longer sells a separate single payment loan note, so […]
-
B030 Adjustable Rate Mortgage Lending Programs
This release addresses adjustable rate mortgage lending programs. Please also see ii Release B016, Financial Strategies for Credit Union First Mortgage Lenders.
-
B029 Closing Loans by Mail and Delayed Disclosures
This release addresses Truth In Lending compliance when closing loans by mail rather than in person and how those issues may be resolved.
-
B020 Basics of Construction Lending
This release applies to all credit unions offering construction loans. Contents: Construction Loan Risks Unsafe and Unsound Practices Documentation Interest Truth in Lending TILA-RESPA Integrated Disclosure rule (TRID) APRs on […]