Topic: Reg. Z – Truth in Lending
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CFPB adjusts 2026 HMDA, HPML escrow, and “small creditor” exemption amounts
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to some regulatory exemption amounts that affect credit unions making mortgage loans: The asset-size exemptions for collecting Home Mortgage Disclosure […]
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CFPB updates three regulatory exemption amounts for 2026
NEWS: Every year, the CFPB adjusts the exemption thresholds for three of its lending rules, and those thresholds are increasing for 2026. Higher-priced mortgage loan appraisal requirements The threshold for exempting […]
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CFPB Updates 2026 Dollar Amounts for Credit Card Minimum Interest Disclosures, HOEPA Triggers, and QM Limits
NEWS: The Consumer Financial Protection Bureau (CFPB) released its annual updates to three threshold dollar figures that are important for credit unions with credit card and mortgage loan programs. The new […]
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CFPB bars lenders from considering medical debt; lawsuit already filed
NEWS: This week, the CFPB issued a final rule to amend Reg. V (which implements the Fair Credit Reporting Act or FCRA). The rule will prohibit creditors (including credit unions) from using medical […]
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League joins “friend of the court” brief opposing OD rule
NEWS: Yesterday, The League joined 17 other U.S. credit union leagues and associations in filing an “amicus” brief (i.e., a “friend of the court” brief) in support of America’s Credit Unions’ federal litigation […]
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CFPB adjusts 2025 HMDA, HPML escrow, and “small creditor” exemption amounts
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to some regulatory exemption amounts that affect credit unions making mortgage loans: The asset-size exemptions for collecting Home Mortgage Disclosure Act (HMDA) […]
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CFPB updates three regulatory exemption amounts for 2025
NEWS: Every year, the CFPB adjusts the exemption thresholds for three of its lending rules, and those thresholds are increasing for 2025. Higher-priced mortgage loan appraisal requirements The threshold for exempting […]
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CFPB adjusts 2024 HMDA, HPML escrow, and “small creditor” exemption amounts
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to some regulatory exemption amounts that affect credit unions making mortgage loans: The asset-size exemptions for collecting Home Mortgage Disclosure Act […]
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CFPB proposal would lower limits on credit card late fees
COMMENT CALL: As we pointed out in a previous Compliance Courier, the CFPB is on a mission to curb what it calls excessive “junk fees” charged by banks, credit unions and other […]
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CFPB increases regulatory exemption amounts
NEWS: Every year, the CFPB adjusts the exemption thresholds for three of its lending rules, and those thresholds are increasing for 2023: HPML appraisals: The threshold for exempting loans from special […]