Topic: Reg. C – Home Mortgage Disclosure
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CFPB: 12 CFR 1003 Supplement I – Staff Commentary 1003.4(d)
Home Mortgage Disclosure (Reg. C) SUPPLEMENT I TO PART 1003—STAFF COMMENTARY Section 1003.4—Compilation of Loan Data 4(d) Excluded data. Mergers, purchases in bulk, and branch acquisitions. If a covered institution […]
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CFPB: 12 CFR 1003 Supplement I – Staff Commentary 1003.2
Home Mortgage Disclosure (Reg. C) SUPPLEMENT I TO PART 1003—STAFF COMMENTARY Section 1003.2—Definitions Financial institution. ***** 3. Coverage after a merger. Several scenarios of data-collection responsibilities for the calendar year […]
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CFPB: 12 CFR 1003
Home Mortgage Disclosure Act (Reg. C). The regulation is supplemented by: Appendix A – Form & Instructions for Completion of HMDA Loan/Application Register. Appendix B – Form & Instructions […]
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FFIEC: HPML Calculator
Federal financial regulators have an online Rate Spread Calculator, which calculates the spread between the APR and the Average Prime Offer Rate for purposes of determining whether a loan is […]