Topic: Reg. C – Home Mortgage Disclosure
-
CFPB adjusts 2026 HMDA, HPML escrow, and “small creditor” exemption amounts
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to some regulatory exemption amounts that affect credit unions making mortgage loans: The asset-size exemptions for collecting Home Mortgage Disclosure […]
-
NCUA: Letter to Credit Unions No. 25-CU-01 – NCUA’s 2025 Supervisory Priorities (January 2025)
This letter outlines the NCUA’s supervisory priorities and other updates to the agency’s 2025 examination program. Our priorities focus on the areas posing the highest risk to credit union members, […]
-
CFPB adjusts 2025 HMDA, HPML escrow, and “small creditor” exemption amounts
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to some regulatory exemption amounts that affect credit unions making mortgage loans: The asset-size exemptions for collecting Home Mortgage Disclosure Act (HMDA) […]
-
CFPB announces 2022 HMDA and “small creditor” exemption amounts
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to two regulatory exemption amounts that affect credit unions making mortgage loans: The asset-size exemptions for collecting Home Mortgage Disclosure Act […]
-
B017 Reg. C – Home Mortgage Disclosure Act
This release describes the requirements of the Home Mortgage Disclosure Act (HMDA) and Federal Reserve Board Regulation C.
-
Home Mortgage Disclosure Act Notice (to Be Posted as of Jan. 1, 2018)
Note: The notice required as of Jan. 1, 2018 contains different language from the HMDA notice required before that date. All credit unions subject to HMDA should update their posted […]
-
Home Mortgage Disclosure Act Notice (to Be Posted as of Jan. 1, 2018)
Note: The notice required as of Jan. 1, 2018 contains different language from the HMDA notice required before that date. All credit unions subject to HMDA should update their posted […]
-
CFPB: 2018 HMDA institutional coverage chart
Reference tool illustrating the criteria to help determine whether an institution is covered by Regulation C in 2018 and thereafter.
-
CFPB: HMDA transactional coverage chart
Reference tool illustrating one approach to help determine whether a transaction is reportable under HMDA.
-
CFPB: 2017 HMDA institutional coverage chart
Reference tool illustrating the criteria to help determine whether an institution is covered by Regulation C in 2017.