Topic: Mortgage Reform 2013-2014
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CFPB: Loan Originator Compensation Rule video transcript (5/14/2013)
CFPB video guidance and summary of the Loan Originator Rule. Highlights issues that small loan originators and creditors, and those that work with them, might find helpful to consider when […]
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CFPB: 2013 HOEPA Rule video transcript (5/14/2013)
CFPB video guidance to the 2013 Mortgage Servicing Rules. Mr. Ben Olson, the Deputy Assistant Director for Regulations at the Consumer Financial Protection Bureau, discusses the Bureau’s January 2013 final […]
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CFPB: Summary of the rule: High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Reg. Z) and Homeownership Counseling Amendments to the RESPA (Reg. X), (January 10, 2013) (Eff. January 10, 2014)
Learn more about the background of these rules and how they affect providers of financial products and services.
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CFPB: Ability-to-Repay and Qualified Mortgage Rule, Small Entity Compliance Guide (11/3/2014)
CFPB guidance to the 2013 Mortgage Servicing Rules. Learn more about the rule in a plain language and FAQ format which makes the content more accessible for a broad array […]
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CFPB: TILA Escrow Rule video transcript (5/14/2013)
CFPB video guidance to the 2013 Mortgage Servicing Rules. Mr. Paul Mondor, Managing Counsel in the Office of Regulations at the CFPB, talks through the Bureau’s new escrows rule adopted […]
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CFPB: Escrow Requirements under the Truth in Lending Act (Reg. Z), (January 22, 2013) (Eff. June 1, 2013)
The CFPB is issuing a final rule that amends Regulation Z (Truth in Lending) to implement certain amendments to the Truth in Lending Act made by the Dodd-Frank Act. Regulation […]
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CFPB: 12 CFR 1026_Supplement I to Part 1026
Truth in Lending (Reg. Z). Official Staff Interpretations.
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CFPB: 12 CFR 1026_Appendix Q to Part 1026
Truth in Lending (Reg. Z). Appendix Q – Standards for Determining Monthly Debt and Income.
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CFPB: 12 CFR 1026.43
Truth in Lending (Reg. Z) Subpart E – Special Rules for Certain Home Mortgage Transactions. 1026.43 Minimum standards for transactions secured by a dwelling.
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CFPB: 12 CFR 1026.35
Truth in Lending (Reg. Z) Subpart E – Special Rules for Certain Home Mortgage Transactions. 1026.35 Requirements for higher-priced mortgage loans.