Topic: Mortgage Reform 2013-2014
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CFPB: Mortgage rules at a glance – Ability to Repay / Qualified Mortgage – Coverage and exemptions chart (11/4/2013)
CFPB Mortgage Origination Rules: Transaction Coverage and Exemptions Chart.
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CFPB: Mortgage rules at a glance – 2013 HOEPA Rule – Summary of Interpretive Rule (11/4/2013)
CFPB Mortgage Origination Rules: Summary of Interpretive Rule on Provision of Homeownership Counseling Organizations Lists, and related requirements.
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CFPB: Mortgage rules at a glance – 2013 HOEPA Rule – Coverage and exemptions chart (11/4/2013)
CFPB Mortgage Origination Rules: Transaction Coverage and Exemptions Chart.
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CFPB: Mortgage rules at a glance – 2013 HOEPA Rule – CFPB Bulletin 2013-13 (11/8/2013)
CFPB Mortgage Origination Rules: Homeownership Counseling list requirements – The Consumer Financial Protection Bureau (CFPB) is issuing this bulletin to provide guidance to lenders regarding the homeownership counseling list requirement […]
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CFPB: Loan Originator Compensation Requirements under the Truth in Lending Act (Reg. Z), (February 15, 2013) (Eff. January 10, 2014)
The final rule implements requirements & restrictions imposed by the Dodd-Frank Act concerning loan originator compensation; qualifications of, & registration or licensing of loan originators; compliance procedures for depository institutions; […]
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CFPB: High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Reg. Z) and Homeownership Counseling Amendments to the RESPA (Reg. X), (January 31, 2013) (Eff. January 10, 2014)
The CFPB issued this final rule to implement the Dodd-Frank Wall Street Reform and Consumer Protection Act’s amendments to the Truth in Lending Act and the Real Estate Settlement Procedures […]
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CFPB: Summary of the rule: Loan Originator Compensation Requirements under the Truth in Lending Act (Reg. Z), (January 20, 2013) (Eff. January 10, 2014)
Learn more about the background of these rules and how they affect providers of financial products and services.
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CFPB: Summary of the rule: 2013 RESPA (Reg. X) & Truth in Lending Act (Reg. Z) Mortgage Servicing Final Rules, (February 14, 2013) (Eff. January 10, 2014)
Learn more about the background of these rules and how they affect providers of financial products and services.
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CFPB: Compiled overview of all of the 2013 new mortgage rules video transcript (5/14/2013)
CFPB video guidance to the 2013 Mortgage Servicing Rules. Mr. Richard Cordray, the Director of the Consumer Financial Protection Bureau, gives a one hour video overview of all of the […]
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CFPB: Comparison chart: Ability to Repay and Qualified Mortgage Standards Under the Truth in Lending Act (Reg. Z), (April 16, 2014) (Eff. January 10, 2014)
Chart compares the general Ability-to-Repay requirements with the requirements for originating Qualified Mortgage loans.