Topic: Mortgage Loans
-
B008 Appraisals and Evaluations
This release applies to all credit unions, state or federal, when they engage in real estate lending, or sell, purchase, lease or invest in real property.
-
B003 Flood Insurance
This release applies to all credit unions, state or federal, making improved real estate loans. It also applies to credit unions making mobile home loans when the home is on […]
-
B001 Scope of Lending Laws
This release summarizes the scopes of the major Wisconsin consumer credit laws and Federal Truth In Lending (Regulation Z).
-
Wis. Stats: 138 Mortgage and Rates of Interest as related to variable rate loans.
138.056 Variable rate loans. 138.056(1) Definitions. 138.056(2) Required Terms. 138.056(3) Fees & Penalties Prohibited. 138.056(4) Notice of Interest Payment Changes. 138.056(5) Negative Amortization. 138.056(6) Disclosure. 138.056(7) Priority. 138.056(8) Applicability.
-
Wis. Stats: 138 Money and Rates of Interest as related to residential mortgage loans.
138.052 Residential mortgage loans.
-
Wis. Stats: 138 Money and Rates of Interest as related to residential mortgage loans and mergers.
138.052(7m) Residential mortgage loans. (7m)(a) A lender shall notify the borrower as provided in par. (b) if on or after May 3, 1988, the payment, collection or other loan or […]
-
Wis. Admin. Code: DFI-CU 54
Real Estate Mortgage Loans. 54.01 Purpose and scope. 54.02 Definitions. 54.03 Limitations on real estate mortgage loans. 54.04 Loan policies. 54.05 Required documentation.
-
B077 Providing Copies of Appraisals
This release applies to all credit unions, both state and federal. It describes state and federal requirements to provide mortgage loan applicants with copies of appraisals or other valuations used […]
-
Wis. Stats: 428.103(1)(e) WCA – First Lien Real Estate and Other Mortgage Loans – Limitations
428.103(1) The following limitations shall apply to all loans subject to this subchapter: 428.103(1)(e) The creditor shall not contract for or charge its attorney fees to the customer except as […]