Topic: Mortgage Loans
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CFPB adjusts 2026 HMDA, HPML escrow, and “small creditor” exemption amounts
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to some regulatory exemption amounts that affect credit unions making mortgage loans: The asset-size exemptions for collecting Home Mortgage Disclosure […]
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CFPB updates three regulatory exemption amounts for 2026
NEWS: Every year, the CFPB adjusts the exemption thresholds for three of its lending rules, and those thresholds are increasing for 2026. Higher-priced mortgage loan appraisal requirements The threshold for exempting […]
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CFPB Updates 2026 Dollar Amounts for Credit Card Minimum Interest Disclosures, HOEPA Triggers, and QM Limits
NEWS: The Consumer Financial Protection Bureau (CFPB) released its annual updates to three threshold dollar figures that are important for credit unions with credit card and mortgage loan programs. The new […]
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AVM quality control standards effective today
NEWS: As indicated on the InfoSight360 Compliance Calendar, the interagency quality control standards for automated valuation models (AVMs) take effect today, October 1st. The rule will add a new Subpart B to the National […]
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Homebuyers Privacy Protection Act limits “trigger leads”
NEWS: On September 5, 2025, President Trump signed into law, the Homebuyers Privacy Protection Act (H.R. 2808), also known as the Trigger Leads Bill. The Act amends the Fair Credit Reporting Act (FCRA) […]
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NCUA: Letter to Credit Unions No. 25-CU-01 – NCUA’s 2025 Supervisory Priorities (January 2025)
This letter outlines the NCUA’s supervisory priorities and other updates to the agency’s 2025 examination program. Our priorities focus on the areas posing the highest risk to credit union members, […]
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National day of mourning does not impact TRID and rescission
NEWS: The White House declared January 9, 2025, as a national day of mourning for former President Jimmy Carter. Various organizations like the New York Stock Exchange, Nasdaq, the Supreme Court, and all […]
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League voices concerns over changes to CFPB mortgage servicing rules
NEWS: The League wrote to the CFPB yesterday to share our concerns over a proposal to update their 2013 mortgage servicing rules. We wrote about the proposal in this Comment Call, and we […]
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When does the “reconsideration of value” (ROV) guidance take effect?
Q&A: Here’s a question that a Wisconsin credit union recently asked The League’s Legal Affairs team, along with our answer. Do you have a compliance question? Contact The League’s Compliance Hotline […]
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When does the “reconsideration of value” (ROV) guidance take effect?
Q&A: Here’s a question that a Wisconsin credit union recently asked The League’s Legal Affairs team, along with our answer. Do you have a compliance question? Contact The League’s Compliance Hotline […]