Topic: TILA-RESPA Integrated Disclosures (eff. 8\/1\/2015)
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National day of mourning does not impact TRID and rescission
NEWS: The White House declared January 9, 2025, as a national day of mourning for former President Jimmy Carter. Various organizations like the New York Stock Exchange, Nasdaq, the Supreme Court, and all […]
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New Juneteenth federal holiday seems to have immediate compliance implications
NEWS: Yesterday, President Biden signed legislation making June 19 – known as Juneteenth – a federal holiday. It marks the date in 1865 when hundreds of thousands of enslaved men […]
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CFPB: TILA Higher-Priced Mortgage Loans (HPML) Appraisal Rule – Small Entity Compliance Guide (January 13, 2014)
The purpose of this guide is to provide a summary of the new HPML Appraisal Rule. This guide also highlights issues that small creditors, and those that work with them, might […]
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B079 TILA-RESPA Integrated Disclosure Rule
This ii Release gives Wisconsin credit unions guidance on the new Loan Estimate and Closing Disclosure forms they will have to start using next August. The release is adapted from […]
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FED REG: Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z), Federal Register 78 FR 79730 (Dec. 31, 2013)
This is the CFPB’s final “Know Before You Owe” rule as published in the Federal Register on December 31, 2013. It does not take effect until August 1, 2015. This […]
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CFPB: TILA-RESPA Integrated Disclosure rule implementation
This CFPB web page provides resources to help you comply with the new TILA-RESPA Integrated Disclosure rule. The page includes links to: A plain-language guide to the new rules in […]
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CFPB: TILA-RESPA Integrated Disclosure Guide to the Loan Estimate and Closing Disclosure forms (September 2014)
This document provides detailed, illustrated instructions on completing the Loan Estimate and Closing Disclosure. This Guide also highlights common situations hat may arise when completing the Loan Estimate and Closing […]
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CFPB: Small Entity Compliance Guide: TILA-RESPA Integrated Disclosure rule, (September 2014)
This is a plain-language guide to the new rules in a FAQ format which makes the content more accessible for industry constituents, especially smaller businesses with limited legal and compliance […]
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CFPB: Integrated loan disclosure forms & samples: Other blank forms and samples
You can access downloadable other blank forms and samples. Blank model form for the written list of settlement service providers Sample of written list of providers you can shop for […]
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CFPB: Integrated loan disclosure forms & samples: Loan Estimate
You can access downloadable Loan Estimate forms in both English & Spanish and samples for different loan types. Blank model loan estimate fields annotated to show rule citations Blank model […]