Topic: Reg. X – Real Estate Settlement Procedures Act (RESPA)
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CFPB: 2020 RESPA “anti-kickback” FAQs (Oct. 7, 2020)
These FAQs address RESPA’s “Section 8” prohibition against kickbacks – providing anything of value for a referral relating to a settlement service in a mortgage transaction. They are broken out […]
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CFPB: 2013 Real Estate Settlement Procedures Act (Regulation X) and Truth in Lending Act (Regulation Z) Mortgage Servicing Final Rules – Small Entity Compliance Guide (November 3, 2014)
The purpose of this guide is to provide an easy-to-use summary of the Mortgage Servicing Rules. This guide also highlights issues that small creditors, and those that work with them, might […]
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America’s Credit Unions: e-Guide – Real Estate Settlement Procedures
This links to America’s Credit Unions’ e-Guide section on RESPA resources. (Note: Requires America’s Credit Unions login.)
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CFPB: 12 CFR 1024
PART 1024—REAL ESTATE SETTLEMENT PROCEDURES ACT (REGULATION X) Subpart A—GENERAL PROVISIONS §1024.1 Designation. §1024.2 Definitions. §1024.3 E-Sign applicability. §1024.4 Reliance upon rule, regulation, or interpretation by the Bureau. §1024.5 Coverage of RESPA. Subpart B—MORTGAGE SETTLEMENT […]
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CFPB: 2013 RESPA (Reg. X) & TILA (Reg. Z) Mortgage Servicing Final Rules, (February 14, 2013) (Eff. January 10, 2014)
These final rules implement provisions of the Dodd-Frank Act regarding mortgage loan servicing. The Reg. X final rule implements servicers’ obligations to correct errors asserted by mortgage borrowers; to provide […]
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B014 Real Estate Settlement Procedures Act (RESPA)
This release applies to all state and federally chartered credit unions making real estate loans, including subordinate liens. It describes the requirements of the Real Estate Settlement Procedures Act (RESPA) […]
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U.S. Code: 12 USC §§ 2601-2617
Banks and Banking Chapter 27 – Real Estate Settlement Procedures §§ 2601-2617 (RESPA)
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CFPB: Memorandum on Ensuring Equal Treatment for Same-Sex Married Couples (June 25, 2014)
The CFPB issues this memorandum to its staff, saying the Bureau will regard a person who is married under the laws of any jurisdiction to be married nationwide for purposes […]