Topic: Reg. CC – Availability of Funds and Collection of Checks
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Reminder: Regulation CC Changes Effective July 1st
NEWS: On July 1, 2025, several thresholds under the Expedited Funds Availability Act (Regulation CC) will be adjusted once again for inflation as we previously announced in this Compliance Courier. They include […]
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Reg. CC dollar thresholds increasing as of July 1, 2025
NEWS: The Federal Reserve and CFPB has announced new, inflation-adjusted Reg. CC dollar thresholds that will take effect July 1, 2025. These amounts are updated every five years, based on changes in the Consumer Price […]
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FRB: 12 CFR 229 Subpart A—General
PART 229—AVAILABILITY OF FUNDS AND COLLECTION OF CHECKS (REGULATION CC) Subpart A—GENERAL §229.1 Authority and purpose; organization. §229.2 Definitions. §229.3 Administrative enforcement.
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FRB: 12 CFR 229 Subpart B—Availability of Funds and Disclosure of Funds Availability Policies
Availability of Funds and Collection of Checks (Reg. CC) This Federal Reserve Board regulation governs the availability of funds deposited in checking accounts and the collection and return of checks. […]
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FRB: 12 CFR 229 Subpart C—Collection of Checks
Availability of Funds and Collection of Checks (Reg. CC) This Federal Reserve Board regulation governs the availability of funds deposited in checking accounts and the collection and return of checks. […]
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FRB: 12 CFR 229 Subpart D—Substitute Checks
Availability of Funds and Collection of Checks (Reg. CC) This Federal Reserve Board regulation governs the availability of funds deposited in checking accounts and the collection and return of checks. […]
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FRB: 12 CFR 229 Appendix A-F
Availability of Funds and Collection of Checks (Reg. CC) This Federal Reserve Board regulation governs the availability of funds deposited in checking accounts and the collection and return of checks. […]
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America’s Credit Unions: e-Guide – Expedited Funds Availability Act (Regulation CC)
This links to America’s Credit Unions’ e-Guide section on Expedited Funds Availability Act reviews. (Note: Requires America’s Credit Unions login.)
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FDIC: Check Clearing for the 21st Century Act – Frequently Asked Questions
Frequently Asked Questions about Check 21 The Check Clearing for the 21st Century Act (Check 21) was signed into law on October 28, 2003, and became effective on October 28, […]