Topic: Home Ownership and Equity Protection Act (HOEPA) e.g., R.E.A.p.
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CFPB adjusts 2026 HMDA, HPML escrow, and “small creditor” exemption amounts
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to some regulatory exemption amounts that affect credit unions making mortgage loans: The asset-size exemptions for collecting Home Mortgage Disclosure […]
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CFPB Updates 2026 Dollar Amounts for Credit Card Minimum Interest Disclosures, HOEPA Triggers, and QM Limits
NEWS: The Consumer Financial Protection Bureau (CFPB) released its annual updates to three threshold dollar figures that are important for credit unions with credit card and mortgage loan programs. The new […]
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CFPB Updates 2025 Dollar Amounts for Credit Card Minimum Interest Disclosures, HOEPA Triggers, and QM Limits
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to three threshold dollar figures that are important for credit unions with credit card and mortgage loan programs. The […]
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CFPB updates 2024 dollar amounts for credit card minimal interest disclosures, HOEPA triggers, and QM limits
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to three threshold dollar figures that are important for credit unions with credit card and mortgage loan programs. The […]
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CFPB updates 2022 dollar amounts for credit card penalties, HOEPA triggers and QM limits
NEWS: The Consumer Financial Protection Bureau (CFPB) has released its annual updates to three threshold dollar figures that are important for credit unions with credit card and mortgage loan programs. The […]
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America’s Credit Unions : e-Guide – Truth in Lending (Reg. Z)
This links to America’s Credit Unions’ e-Guide section on Truth in Lending. (Note: Requires America’s Credit Unions login.)
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CFPB: 2013 Home Ownership and Equity Protection Act (HOEPA) Small Entity Compliance Guide (January 9, 2014)
In January 2013, the Consumer Financial Protection Bureau issued a rule (referred to throughout this guide as the “2013 HOEPA Rule”) that amends TILA’s Regulation Z to implement the Dodd-Frank […]
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CFPB: 2013 HOEPA Rule video transcript (5/14/2013)
CFPB video guidance to the 2013 Mortgage Servicing Rules. Mr. Ben Olson, the Deputy Assistant Director for Regulations at the Consumer Financial Protection Bureau, discusses the Bureau’s January 2013 final […]