Topic: Home Equity Lines of Credit e.g., R.E.A.P.
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CFPB: 12 CFR 1026.13
Truth in Lending (Reg. Z) – Open-End Credit 1026.13 Billing error resolution.
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CFPB: 12 CFR 1026._7
Truth in Lending (Reg. Z) – Open-End Credit 1026.7 Periodic statement.
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CFPB: 12 CFR 1026._6
Truth in Lending (Reg. Z) – Open-End Credit 1026.6 Account-opening disclosures.
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OCC: Press Release (May 16, 2005) – Agencies Issue Credit Risk Management Guidance for Home Equity Lending
The federal bank, thrift and credit union regulatory agencies issued guidance that promotes sound risk management practices for home equity lines of credit and loans. The agencies have found that […]
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CFPB: What You Should Know about Home Equity Lines of Credit (01/14)
This brochure contains information on home equity lines of credit; includes a glossary of terms and a checklist to use in shopping for a plan. To print this brochure, select […]
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B064 R.E.A.P. & Home Equity Lines of Credit
This release provides guidance on setting up and administering a HELOC program, such as The League’s R.E.A.P.® program. Exhibits: Exhibit A – Wisconsin HELOC Documentation Checklist Exhibit B – Instructions […]
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B048 Priority of Future Advances
This release describes steps credit unions can take to protect the priority of their mortgage liens.
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B047 First Lien Residential Mortgage Loans Under § 138.052
This release applies to all credit unions offering residential real estate (including mobile home) loans secured by a first mortgage or equivalent security interest. The Release describes the requirements of […]
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B036 Reg. Z – Right of Rescission
This release provides the details about the right of rescission, more commonly known as the Right to Cancel, and a description of how to use The League’s Notice of Right […]
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B030 Adjustable Rate Mortgage Lending Programs
This release addresses adjustable rate mortgage lending programs. Please also see ii Release B016, Financial Strategies for Credit Union First Mortgage Lenders.