Topic: Federal Trade Commission (FTC)
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FTC: 16 CFR 313
Privacy of Consumer Financial Information.
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FTC: 16 CFR 312
Children’s Online Privacy Protection Rule
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FTC: 16 CFR 310
Telemarketing Sales Rule
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NCUA: Interagency Guidance Regarding Unfair or Deceptive Credit Practices (August 22, 2014)
While the FTC’s Credit Practices Rule remains in effect for state-chartered credit unions, the credit practices rules for banks, savings associations, and Federal credit unions are being repealed as a […]
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Federal Trade Commission (FTC)
The FTC deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of […]
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B063 FTC Rule on Preservation of Consumers’ Claims and Defenses
The Federal Trade Commission (FTC) Rule on Preservation of Consumers’ Claims and Defenses applies to state and federal credit unions. This rule, which is frequently referred to as “The Holder-in-Due-Course […]
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B007 Credit Practices Rule
This release describes the Credit Practices Rule as it affects state and federal credit unions, relating to late fees, wage assignments, cosigners, prohibited security interests, etc. It includes discussion of […]
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0126 Fair Credit Reporting Act
This release describes the federal Fair Credit Reporting Act (FCRA). The FCRA affects credit unions in regard to member accounts, employment, lending decisions, and protection of members from fraud and […]