Topic: Fair Credit Reporting Act
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Federal court voids CFPB’s medical debt reporting rule
NEWS: A federal court in Texas has voided a CFPB rule that would have prohibited medical debts from appearing in credit reports. “The [CFPB] has no such power to define what […]
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CFPB bars lenders from considering medical debt; lawsuit already filed
NEWS: This week, the CFPB issued a final rule to amend Reg. V (which implements the Fair Credit Reporting Act or FCRA). The rule will prohibit creditors (including credit unions) from using medical […]
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League asks for “balanced approach” on CFPB medical debt proposal
NEWS: Yesterday, The League submitted a comment letter to the CFPB, urging them to take “a more balanced approach” to a proposed rule that would generally bar creditors from considering consumers’ medical debts when making […]
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Reuse of credit reports
Q&A: Here’s a question that a Wisconsin credit union recently asked The League’s Legal Affairs team, along with our answer. Do you have a compliance question? Contact The League’s Compliance […]
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Wis. Stats: 186 Credit Unions (state-chartered only) as regarding credit reports
186.53 Customer access to credit reports.
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FTC: 40 Years of Experience with the Fair Credit Reporting Act: An FTC Staff Report with Summary of Interpretations (July 2011)
This document provides an FTC Staff Summary of Interpretations of the FCRA in a section-by-section format. Federal Trade Commission staff anticipates that this report and the Staff Summary will be […]
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America’s Credit Unions: e-Guide – Fair Credit Reporting Act
This links to America’s Credit Unions’ e-Guide section on Fair Credit Reporting Act reviews. (Note: Requires America’s Credit Unions login.)
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FTC: 16 CFR 698
Model Forms and Disclosures Appendix A: Model Prescreen Opt-Out Notices. Appendix D: Standardized Form for Requesting Annual File Disclosures. Appendix E: Summary of Consumer Identity Theft Rights. Appendix F: General […]