Topic: Escrow Accounts
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CFPB: Escrow Requirements under the Truth in Lending Act (Reg. Z), (January 22, 2013) (Eff. June 1, 2013)
The CFPB is issuing a final rule that amends Regulation Z (Truth in Lending) to implement certain amendments to the Truth in Lending Act made by the Dodd-Frank Act. Regulation […]
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Escrow Payment Option
Wis. Stats. § 138.052 See ii Release No. B047 – First Lien Residential Mortgage Loans Under § 138.052
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CFPB: 12 CFR 1024.17
Real Estate Settlement Procedures Act (RESPA) (Reg. X) 1024.17 Escrow accounts.
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B068 Reg. Z – Higher-Priced Mortgage Loans
This release applies to all credit unions, both state and federal. It describes Truth in Lending restrictions on certain “higher-priced mortgage loans.”
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B047 First Lien Residential Mortgage Loans Under § 138.052
This release applies to all credit unions offering residential real estate (including mobile home) loans secured by a first mortgage or equivalent security interest. The Release describes the requirements of […]
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B014 Real Estate Settlement Procedures Act (RESPA)
This release applies to all state and federally chartered credit unions making real estate loans, including subordinate liens. It describes the requirements of the Real Estate Settlement Procedures Act (RESPA) […]
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Wis. Stats: 138 Money and Rates of Interest as related to residential mortgage loans.
138.052 Residential mortgage loans.
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Wis. Stats: 138 Money and Rates of Interest as related to residential mortgage loans and mergers.
138.052(7m) Residential mortgage loans. (7m)(a) A lender shall notify the borrower as provided in par. (b) if on or after May 3, 1988, the payment, collection or other loan or […]