Topic: Adjustable Rate Mortgages (ARMs)
-
B030 Adjustable Rate Mortgage Lending Programs
This release addresses adjustable rate mortgage lending programs. Please also see ii Release B016, Financial Strategies for Credit Union First Mortgage Lenders.
-
B016 Financial Strategies for Credit Union 1st Mortgage Lenders
This release applies to all credit unions engaged in real estate lending. It presents a America’s Credit Unions white paper, intended as a general orientation on strategic issues in mortgage lending. […]
-
B002 Variable Rate Adjustment Notices
This release helps the credit union determine the timing and content requirements for various loan programs.
-
B001 Scope of Lending Laws
This release summarizes the scopes of the major Wisconsin consumer credit laws and Federal Truth In Lending (Regulation Z).
-
Wis. Stats: 138 Mortgage and Rates of Interest as related to variable rate loans.
138.056 Variable rate loans. 138.056(1) Definitions. 138.056(2) Required Terms. 138.056(3) Fees & Penalties Prohibited. 138.056(4) Notice of Interest Payment Changes. 138.056(5) Negative Amortization. 138.056(6) Disclosure. 138.056(7) Priority. 138.056(8) Applicability.