District: Senate District #18
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Refinancing a 30% Interest Rate, Paying Off Collections, & Saving a Member $250/month
We had a member apply for a $5,000 loan to pay off some collections and credit cards. Looking at his credit report, we noticed that he was paying almost 30% in interest on his vehicle at a different institution.
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Helping Refugees
The city of Oshkosh has a large refugee population, and the majority have little experience navigating checking or savings accounts, paying bills, and are not financially empowered.
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Taking a Chance
Non-members had a dealer approve them for an auto loan but at an interest rate they felt was a little high.
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Educating Members on Their Options
After being rejected by a bank, the daughter of a member dealt only with cash and believed that she wouldn’t qualify for a checking account, let alone an auto loan.
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Getting a Member Back in the Driver’s Seat
An auto repair reached out to Capital Credit Union and told us they were planning to put a mechanic’s lien on a car that had been in an accident and was towed to their shop after hearing nothing from the owner of the vehicle or their insurance company.
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No More Hoops
A single dad working 70 hours a week jumped through every hoop his bank demanded in order to save his home, only to be told they’d be foreclosing anyway.
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Rebuilding Together Fox Valley
A disabled man in his 60s became somewhat isolated by hoarding and rarely saw his 14 grandkids.
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Transforming a Formerly Bankrupt Couple through Free Financial Counseling
A formerly bankrupt young couple was consistently denied for loans elsewhere.
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Debt Consolidation & Back on Track
A member came to us when other financial institutions refused to help.
