TILA-RESPA Integrated Disclosures (eff. 8\/1\/2015)

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TILA-RESPA Integrated Disclosures (eff. 8\/1\/2015)

Compliance Couriers

National day of mourning does not impact TRID and rescission

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New Juneteenth federal holiday seems to have immediate compliance implications

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Federal Regulations

FED REG: Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z), Federal Register 78 FR 79730 (Dec. 31, 2013)

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ii Releases

B079 TILA-RESPA Integrated Disclosure Rule

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Resources

CFPB: Executive Summary of the Rule – Final rule on simplified and improved mortgage disclosures, (December, 2013)

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CFPB: Integrated loan disclosure forms & samples: Closing Disclosure

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CFPB: Integrated loan disclosure forms & samples: Loan Estimate

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CFPB: Integrated loan disclosure forms & samples: Other blank forms and samples

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CFPB: Small Entity Compliance Guide: TILA-RESPA Integrated Disclosure rule, (September 2014)

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CFPB: TILA Higher-Priced Mortgage Loans (HPML) Appraisal Rule – Small Entity Compliance Guide (January 13, 2014)

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CFPB: TILA-RESPA Integrated Disclosure Guide to the Loan Estimate and Closing Disclosure forms (September 2014)

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CFPB: TILA-RESPA Integrated Disclosure rule implementation

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