Availability of Funds and Collection of Checks (Reg. CC)
This Federal Reserve Board regulation governs the availability of funds deposited in checking accounts and the collection and return of checks.
PART 229—AVAILABILITY OF FUNDS AND COLLECTION OF CHECKS (REGULATION CC)
Subpart A—GENERAL
§229.1 Authority and purpose; organization.
§229.2 Definitions.
§229.3 Administrative enforcement.
Subpart B—AVAILABILITY OF FUNDS AND DISCLOSURE OF FUNDS AVAILABILITY POLICIES
§229.10 Next-day availability.
§229.11 [Reserved]
§229.12 Availability schedule.
§229.13 Exceptions.
§229.14 Payment of interest.
§229.15 General disclosure requirements.
§229.16 Specific availability policy disclosure.
§229.17 Initial disclosures.
§229.18 Additional disclosure requirements.
§229.19 Miscellaneous.
§229.20 Relation to state law.
§229.21 Civil liability.
Subpart C—COLLECTION OF CHECKS
§229.30 Paying bank’s responsibility for return of checks.
§229.31 Returning bank’s responsibility for return of checks.
§229.32 Depositary bank’s responsibility for returned checks.
§229.33 Notice of nonpayment.
§229.34 Warranties.
§229.35 Indorsements.
§229.36 Presentment and issuance of checks.
§229.37 Variation by agreement.
§229.38 Liability.
§229.39 lnsolvency of bank.
§229.40 Effect of merger transaction.
§229.41 Relation to State law.
§229.42 Exclusions.
§229.43 Checks payable in Guam, American Samoa, and the Northern Mariana Islands.
Subpart D—SUBSTITUTE CHECKS
§229.51 General provisions governing substitute checks.
§229.52 Substitute check warranties.
§229.53 Substitute check indemnity.
§229.54 Expedited recredit for consumers.
§229.55 Expedited recredit for banks.
§229.56 Liability.
§229.57 Consumer awareness.
§229.58 Mode of delivery of information.
§229.59 Relation to other law.
§229.60 Variation by agreement.