These documents list various transactions and activities that may indicate potential money laundering. They can be used in BSA/Anti-Money laundering training to alert credit union staff to examples of suspicious activity they may encounter in their own departments. While not all-inclusive, the list does reflect ways that launderers have been known to operate. Transactions or activities listed here may not necessarily be indicative of money laundering if they are consistent with a customer’s legitimate business.
- General
- Cash Management: Branch and Vault Shipments
- Currency Exchanges and Other Currency Transactions
- Deposit Accounts
- Lending
- Monetary Instruments
- Safe Deposit Boxes
- Wire Transfers
- Other Activities Involving Customers and/or Bank Employees