Note: The notice required as of Jan. 1, 2018 contains different language from the HMDA notice required before that date. All credit unions subject to HMDA should update their posted notices and discontinue use of the old notice language.
Different notice needed for responding to public requests
As explained in The League’s ii Release No. B017, a slightly different notice must be made available to the public upon request, which discloses that a credit union’s FFIEC disclosure statement and/or its modified LAR may be obtained from a CFPB website. To satisfy those requirements, a credit union may, but is not required to, use the first sample notice in Attachment C to the CFPB’s Small Entity Compliance Guide for HMDA, which is attached as an exhibit to ii Release No. B017. That notice may be provided in writing or electronically.