These FAQs address RESPA’s “Section 8” prohibition against kickbacks – providing anything of value for a referral relating to a settlement service in a mortgage transaction. They are broken out into four topics:
- General RESPA Section 8 provisions, including explanations of Sections 8(a) and 8(b), and what individuals, entities, and transactions are covered by the section;
- What activities are prohibited under Section 8(a);
- Gifts and promotional activity; and
- Marketing Services Agreements.